What is a certificate of occupancy?

A certificate of occupancy is a crucial document that signifies a building's compliance with local building codes and guidelines, allowing it to be legally inhabited. After the completion of construction or significant renovations, a building must undergo an inspection by the relevant municipal authorities. This inspection ensures that the structure meets safety, health, and zoning requirements.

Once the building passes this inspection, the issuing authority provides a certificate of occupancy. This document is essential not just for legal habitation but also for insurance and financing purposes, as it verifies the property is safe and suitable for use. In contrast, other options do not accurately reflect the purpose of a certificate of occupancy. For example, the notion of a license to conduct business within the property pertains to business licenses, while a record of all tenants would relate to tenancy agreements and records, not a certificate of occupancy. Proof of property ownership is typically associated with deeds or titles, rather than occupancy status.